The Family Loan Program is designed to help eligible low- and moderate-income families and individuals access low-interest loans (6% - 8%) to remain employed and maintain financial stability.

Loan Types Available:

• Used Car Purchase: Up to $3,000
• Auto Repair or Auto Insurance: Up to $1,000
• Back Rent, Back Mortgage, or Security Deposit: Up to $1,000
• Child Day Care or Summer Care: Up to $800
• Employment-Related Expenses: Up to $500

Eligibility Requirements:

• Currently employed for at least 20 hours per week or more
• Steady employment for the past six months or longer
• Demonstrate that the loan is necessary to maintain employment
• Demonstrate the ability to repay the loan
• Must have a Social Security Number
• Meet income guidelines (250% or below of the Federal Poverty Guidelines)
• Reside in Hunterdon, Morris, Somerset, Sussex, or Warren County

Eligibility	Currently employed at least 20 hours per week or more Steady employment for the past six months or longer Demonstrate the loan is necessary to maintain employment Demonstrate ability to repay the loan Must have a Social Security Number Meet income guidelines (250% or below of the Federal Poverty Guidelines) Reside in Hunterdon, Morris, Somerset, Sussex, or Warren County
Age Groups	Adults
Community Services	Basic Needs / Assistance Financial Assistance / Referrals Financial Counseling / Literacy
Areas Served	Hunterdon County Morris County Somerset County Sussex County Warren County

Last Updated: 05/29/25